Pre-paid cash card is an electronic card which has monetary value loaded into it and it is reloadable. This electronic cards had maked our life become more convenient and its not like credit card we do not need pay extra charges for it. It is easy to be use, just tap the pre-paid cash card on the entry card reader then can straight go.
First example: Octopus card in Hong Kong
Hong Kong government had launched this pre-paid cash card called Octopus card in September 1997 to collect fares for the public transport and also use for payment of purchasing goods for small amount of money at retail shop, supermarkets, fast-food restaurants, car parks, and parking meters in Hong Kong. The octopus card system was the first contactless smart card system in the world since grown into a widely used payment system. Octopus card are very familiar to the Hong Kong peoples, the cards are used by 95 percent of the population of Hong Kong.
Second example: Touch 'n Go card in Malaysia
Besides Hong Kong, Malaysia also had launched pre-paid cash card called Touch 'n Go card. Touch 'n Go was develop by Teras Teknologi Sdn Bhd and owned by Rangkaian Segar Sdn Bhd as is now known as Touch 'n Go Sdn Bhd. Touch 'n Go card can be used at all highways in Malaysia when we pass through the toll we can pay for it by Touch 'n Go card. Besides that when we using public transport we can pay the public transport fare by using this card such as KTM, LRT, and Rapid KL bus. We can even pay our parking fees using this card in some shopping center located in KL. This card can make our life easy like we no need queue so long when buy public transport ticket.
Users can reload the card at toll station, particular train station, Atm machine and even now petrol station also provides this reload service to the public. So it is very easy when the money inside the card has finish
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